Traditionally, property developers and construction companies funded property developments with loans from the bank. But after the 2008 recession, banks changed the way they lend money. Heightened caution amongst lenders caused them to deem virtually all development financing too ‘short-term’ which has meant that developers have had to seek alternative methods for raising capital.
The gap in the development financing market has been fulfilled in the form of Loan Notes which allow developers to raise the necessary capital required and also offer high returns to investors in exchange. There has been tremendous growth in the number of private investors moving their funds into Loan Notes due to the enviable yields paid.
Smart Invest UK is at the front when introducing such opportunities to both UK and international investors. Let one of our investment managers explain how Loan Notes can benefit your investment portfolio by requesting a free call back at a time to suit you below.
Loan Notes provide a good introduction to the world of fixed income investments with impressive returns and easy exit strategies.
Loan Notes ensure you are taking full advantage of your capital and beating the returns offered by more traditional formats.
A Loan Note is just an extended form of an IOU, with interest paid over a predetermined timescale. At the end of the investment term, the original investment is returned plus any interest accrued.
All of the Loan Note opportunities we introduce are structured as follows;
- Interest is paid as ‘income’ periodically or interest is compounded over the investment and repaid at the end of the term as ‘growth’.
- During the investment term, the Loan Note is secured via a legal charge over the assets for a fixed length of time.
Loan Note Investment Idea
Smart Invest UK is a recognised agent for Empire Property Holdings and we have been involved in EPH and EPH2 ( over £20 million combined raised since the launch in April 2016)
- ROI 10% per year on a two-year income option.
- Or 24% capital growth over two years.
- Minimum Investment £20,000.
- Available to HNWI and Sophisticated Investors only.
Loan Note Investment Idea
We have been a primary agent with Dolphin Trust for 5 years, this successful partnership has been a reliable source of fixed income for our investors. To find out more request a brochure and IM.
- ROI 10% per year return on a 2-year income option.
- Minimum Investment £10,000.
- Open to HNWI and Sophisticated Investors only.
Student Property Past Project (2015-2016)
Smart Invest UK was selected as one of only 2 master agents to promote this student property conversion in Bradford, the building was 100% sold out in just 6 months. Delivered and finished ahead of schedule with the investors currently earning 10% per year for the first 3 years.
Student Property Past Project (2016-2017)
Smart Invest UK was selected as one of only 3 master agents to promote this Purpose Built Student Property, the building was 100% sold out in just 5 months. Delivered and finished ahead of schedule with the investors currently earning 10% per year for the first 5 years.
For more information or to speak with one of our investment managers fill out the form, alternatively, call Smart Invest on 0203 637 5844.